At First Law Solicitors, we provide independent solicitor signing and certification services for loan and mortgage documents. Many lenders and financial institutions require a solicitor to verify the identity of the borrower, witness the signing of documents, or certify copies before the transaction can be completed.
Our service ensures that all signatures and certifications are properly executed, compliant with lender requirements and valid for use within the United Kingdom or abroad.
Loan and mortgage documents are legally binding contracts. Before completion, lenders often need an independent solicitor to confirm that the borrower has personally signed the paperwork, that identification has been verified and that the documents have been correctly witnessed.
In some cases, a solicitor is also asked to certify supporting documents, such as proof of identity, income statements or Powers of Attorney linked to the mortgage or loan. Our solicitors handle this process professionally and efficiently, ensuring that all documents meet both lender and legal standards.
This service is available whether you are signing in person or remotely under the approved Digital Verification Services (DVS) framework.
When you attend your appointment, we verify your identity by checking original identification documents such as a passport or driving licence. We confirm that you are signing the loan or mortgage document voluntarily and in the correct capacity. We then witness your signature and add the solicitor’s certification where required. Where necessary, we also certify copies of supporting documents in line with lender or Land Registry requirements.
We do not provide advice on the terms of the loan or mortgage unless you specifically instruct us for independent legal advice. This service is limited to witnessing, signing and certification only.
Since 2025, lenders and conveyancing institutions have expanded acceptance of digital signing and witnessing through the DVS framework. Our solicitors can witness and certify digital loan or mortgage documents by secure video appointment, using Qualified Electronic Signatures (QES) for authentication where accepted by the lender.
This service is particularly useful for clients based overseas or unable to attend our offices. We ensure that all digital certification follows the evidentiary standards recognised by the UK lending and conveyancing sectors.
Where your mortgage or loan documents are required for use abroad, we can provide solicitor certification and prepare them for Apostille legalisation by the Foreign, Commonwealth and Development Office (FCDO). We also assist with embassy and consular legalisation where the documents must be recognised outside the United Kingdom.
Your documents and personal data are handled with complete confidentiality. All records are processed in accordance with UK GDPR and the Data (Use and Access) Act 2025, under the oversight of the Information Commission (formerly the ICO). Original documents are checked and returned immediately after certification. Copies are stored securely within our encrypted record system for traceability and compliance.
At First Law Solicitors, we combine legal precision with practical efficiency. We understand that time is often critical when completing a loan or mortgage, and our service is designed to ensure that the witnessing and certification process is completed correctly and without delay.
Our solicitors are experienced in certifying documents for banks, mortgage lenders and private finance institutions. We offer clear guidance on what to bring, flexible appointment options and reliable confirmation that your documents are executed to the required standard.
If you need solicitor witnessing or certification of loan or mortgage documents, contact First Law Solicitors today. We provide in-person, remote and digital appointments across the United Kingdom and for clients overseas.
Call 0044 161 224 4066
Complete our secure online enquiry form to arrange your consultation.
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